Briefly, how do you do you explain a “financial peace of mind” and how does one achieve it?
Dear Friends,
Financial peace of mind can be a paradoxical topic. One would think that with increased wealth would come increased financial peace. In my experience, I’ve found just the opposite to be true. I’ll never forget a trip to the bush land of Africa during which I met with a pastor in his family’s mud hut. He was bemoaning the fact that the materialism invading his culture was causing deep discontent and a general lack of peace. I was shocked as I looked around and saw almost a complete lack of materialistic evidence, but realized that his assessment of the forces in African culture were so much more powerful in our American culture. Financial peace of mind is often sacrificed on the altar of prosperity and materialism.
Jesus Himself said to His disciples, “It is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” (Matthew 19:24 WEY)
As a culture, we are lost when it comes to finding true financial peace. The fruit of the Spirit in Galatians includes love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control (Galatians 5:22 – 23, NIV). Often I am frustrated as I try to manufacture this list of fruit in my own efforts, rather than abiding in Christ so that fruit becomes a byproduct of my relationship with Him. As we pursue financial peace, it is wise to remember that the fruit of the Spirit comes from abiding in the Holy Spirit. We cannot exhibit any fruit consistently in our own strength.
So, how do we rely on the Holy Spirit to grant us peace, and specifically to grant us financial peace of mind?
In my video, I tell you that I believe that financial peace of mind is easier for those who have less money than for those who have more. Time and again, I’ve seen people with relatively few resources exhibiting greater peace than those with abundant financial resources.
Why? When we possess a relatively small amount, three things are true. First of all, we must rely on God to provide, knowing that we really are incapable of providing for financial needs. Secondly, we are more willing to manage our money according to God’s simple principles because we face fewer “complex” choices with our money. Thirdly, surrender of that smaller amount to the Lord is easier since we are aware of the finite-ness of our own resources.
All three of the above outcomes in a person’s life boil down to one thing: trust. Do we trust God? Do we trust His future provision for us? Do we trust His simple advice about our finances? Do we trust His ownership of our resources? Really, the question becomes: “Do I trust God’s heart toward me?”
As you and I abide in a relationship with the Lord, we are called over and over to trust His character and His heart toward us. The fruit of the Holy Spirit that is peace – financial or otherwise – comes from a trust relationship in which I have come to a place of believing that God’s loving and righteous character is true in my life. The peace of this trust relationship is authentic, no matter our resources…few or many.
May God’s peace encourage you as you pursue financial wisdom and depend on His Truth.
Blessings,
Ron
Click here for the video transcript
Financial peace of mind can be a paradoxical topic. One would think that with increased wealth would come increased financial peace. In my experience, I’ve found just the opposite to be true. I’ll never forget a trip to the bush land of Africa during which I met with a pastor in his family’s mud hut. He was bemoaning the fact that the materialism invading his culture was causing deep discontent and a general lack of peace. I was shocked as I looked around and saw almost a complete lack of materialistic evidence, but realized that his assessment of the forces in African culture were so much more powerful in our American culture. Financial peace of mind is often sacrificed on the altar of prosperity and materialism.
Jesus Himself said to His disciples, “It is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” (Matthew 19:24 WEY)
As a culture, we are lost when it comes to finding true financial peace. The fruit of the Spirit in Galatians includes love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control (Galatians 5:22 – 23, NIV). Often I am frustrated as I try to manufacture this list of fruit in my own efforts, rather than abiding in Christ so that fruit becomes a byproduct of my relationship with Him. As we pursue financial peace, it is wise to remember that the fruit of the Spirit comes from abiding in the Holy Spirit. We cannot exhibit any fruit consistently in our own strength.
So, how do we rely on the Holy Spirit to grant us peace, and specifically to grant us financial peace of mind?
In my video, I tell you that I believe that financial peace of mind is easier for those who have less money than for those who have more. Time and again, I’ve seen people with relatively few resources exhibiting greater peace than those with abundant financial resources.
Why? When we possess a relatively small amount, three things are true. First of all, we must rely on God to provide, knowing that we really are incapable of providing for financial needs. Secondly, we are more willing to manage our money according to God’s simple principles because we face fewer “complex” choices with our money. Thirdly, surrender of that smaller amount to the Lord is easier since we are aware of the finite-ness of our own resources.
All three of the above outcomes in a person’s life boil down to one thing: trust. Do we trust God? Do we trust His future provision for us? Do we trust His simple advice about our finances? Do we trust His ownership of our resources? Really, the question becomes: “Do I trust God’s heart toward me?”
As you and I abide in a relationship with the Lord, we are called over and over to trust His character and His heart toward us. The fruit of the Holy Spirit that is peace – financial or otherwise – comes from a trust relationship in which I have come to a place of believing that God’s loving and righteous character is true in my life. The peace of this trust relationship is authentic, no matter our resources…few or many.
May God’s peace encourage you as you pursue financial wisdom and depend on His Truth.
Blessings,
Ron
Click here for the video transcript


Ron,
Thanks for the great insight on financial peace. You are so right! Things of this world are temporary.
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Wow. Nicely said!!!
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This made me think I'm I content with what I have now? The answer is yes I have food, shelter, and clothes anything above those three are a blessing from God. Also, if I'm not content I will start chasing after riches instead of seeking the Kingdom of God first.
God Bless America!!!
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Great thoughts, Ron! Contentment...what a novel idea in our American culture today. I appreciate your words and the encouragement for us to live as Scripture calls us TODAY, not to think we will get there "one day." Keep up the great work!
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Absolutly right. I see this to be the case in everything we do. It the matter of the heart. God Bless, great perspective!!
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Ron, you are so right.
Finacial contentment is ultimately determined by the condition of our hearts and the condition of our hearts is based on our spiritual maturity. Financial decisions are made to either pursue pleasures or avoid pain. When our hearts are not right, we pursue the pleasures of the world. When our hearts are right, we give cheerfully and delay personal gratifications.
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Ron,your article was right on target. You've really caused me to think deeply about financial contentment. I'm so deeply in pursuit of becoming debt free that I forget that my contentment is not dependent on being debt free, but rather in my being able to fully trust in God's character. As I come to know more of God's truth and continue to receive His encouragement I can truly experience the true contentment, peace, and joy that comes only in an abiding relationship with Him.
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Ron, You are so right about this. I'm currently simplifying my life and the more I'm giving away the more peace I'm experiencing. Simplifying means more time with Jesus. The more time I'm in His word the more content I am.
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